The terminal and the books, on speaking terms

The Payments screen is the money log: every settlement in either direction — received or sent — with its date, party, method, reference and the document or account it applied to. Received, sent and net totals sit on top for the period. When someone asks 'what came in yesterday?', this page is the answer, filterable in two taps.

Each row traces to its source — an invoice, a bill, an account payment — so the log is never just numbers; it is numbers with documents behind them.

Cash, card, cheque, bank transfer, credit note — each method posts to its own mapped ledger account: cash to the till float, cards to the merchant clearing account, transfers to the bank. That mapping is what makes the drawer count checkable, the clearing account reconcilable, and refunds correct — money goes back out the way it came in.

Card surcharges, where you apply them, are calculated at the till and recorded as their own line — never smeared into rounding.

Card terminals integrate at the till so the amount goes to the terminal and the approval comes back — no keying the total twice, no end-of-day hunt for the transposed digit. Split payments and partial approvals land as exactly what they were.

Terminal payments carry their references into the register, so matching the processor's statement is a read-through, not an investigation.

Payments flow into undeposited funds and bank as one batch, so the books show the same single line the bank statement will — the discipline that turns reconciliation from an afternoon into minutes. The Cash Flow page reads the same data, split by method, so 'what actually moved this week?' is a glance.

One register, one ledger, no export: the phrase repeats across SeroBooks because it is the design.